Bystrostřád processes real-time market data and suggests excess capital placement scenarios. The final decision is always yours, with no commission per trade.
Illustrative preview of the Bystrostřád workspace for monitoring liquidity and valuation scenarios.
Small and medium-sized companies in the Czech Republic usually keep a reserve on their current account as a precaution. The problem arises when this reserve exceeds the operational need and remains without any appreciation.
| Area | Impact on yield |
|---|---|
| Unused current account balance | Tall |
| Manual tracking of market data | Medium |
| Delayed decision making | Medium |
| Fees of traditional intermediaries | Tall |
Qualitative estimate based on the typical operation of a small and medium-sized company. The specific impact varies by industry and the amount of reserves.
The revenue that the platform identifies remains with the company in full. The cost of running Bystrostřád does not depend on how many trades you execute.
You pay no commission for buying or selling within the platform. The revenue identified by the model remains with the company without deduction.
The model evaluates scenarios and ranks them according to risk and horizon. The decision on implementation is always made by the responsible person in the company.
Input data is updated continuously as market conditions change, not once a day in a batch.
Recommendations take into account exposure to individual instruments, not just the isolated return of a single position.
Each step of the process is traceable, including input data and weights of individual factors.
The model loads market data and company liquidity parameters — volume, maturity, risk tolerance.
The data is cleaned of duplicates and aligned into a uniform structure for comparison across tools.
The algorithm will compile variants of capital placement with a different ratio of return and risk.
For each scenario, the main factors that led to it are displayed — not just the resulting number.
The company approves the scenario, adjusts the parameters, or rejects it. The model itself does nothing.
The model does not work as a black box. Each recommendation is accompanied by an overview of the input factors and their weighting so that the decision can be explained in retrospect — to colleagues, the auditor and to yourself.
Communication between the user interface and the Bystrostřád servers is encrypted. Only an authorized user account has access to company data; the model itself is not authorized to enter payment orders.
A company with seasonal sales registers a surplus of capital for 2-4 months of the year, the rest of the year, on the contrary, capital is lacking.
Draft short-term, highly liquid instruments so that capital is available before the start of the next season.
| The horizon | 1-4 months |
|---|---|
| Priority | Liquidity |
| Risk level | Low |
The company keeps an operating reserve beyond normal needs for several months without a specific utilization plan.
Division of the reserve into a part intended for immediate drawdown and a part with a slightly longer investment horizon.
| The horizon | 3-12 months |
|---|---|
| Priority | Return/risk balance |
| Risk level | Low to medium |
The company keeps part of the profit in one account for a long time and wants to reduce dependence on a single type of instrument.
Design of distribution across multiple asset classes according to the specified risk tolerance and horizon of the company.
| The horizon | 12 months or more |
|---|---|
| Priority | Diversification |
| Risk level | Optional — low to high |
The operation of the platform is financed by a monthly access fee, independent of the volume or frequency of trades. As a result, we have no incentive to recommend more transactions than are actually needed.
No. The model suggests scenarios and explains their logic. The implementation, modification or rejection of the scenario is always carried out by the responsible person in the company.
Data is transmitted encrypted and is only available from an authorized user account. The platform can be connected to accounting and banking systems only in read mode, without authorization for payment orders.
No. The return on financial instruments depends on market conditions and cannot be guaranteed in advance. The model works with probabilistic scenarios, not certainty of outcome.
Yes, through standard interfaces for reading balances and transaction history. The model subsequently works with the current state of liquidity without the need for manual data entry.
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Investing in financial instruments carries risk, including the possible loss of part of the invested capital. Neither past nor modeled scenarios guarantee future returns. Bystrostřád provides analytical tools, not individual investment advice.